Settling in!

The last month has been exciting and exhausting. Retirement is like a new job. I have renewed friendships, made new friends and have had to step outside the box to join new groups such as the Senior biking group. I am focusing on being a better person and viewing life from a different perspective. I …

First day of retirement!

Wow what will I do today? I am spending my first few days of retirement reflecting on what I will do. My horoscope read as such”You express yourself much more easily then you have in the past.You open up to new possibilities. You might believe that a personal situation is finally turning itself around. Tonight …

Retirement

Yikes one week left before I close the door to my last 35 years of employment! Well I have accumulated a car loan because my car died and found health insurance definitely not cheap and waiting for my pension application. Here is where a slush fund is important. You need to have some funds available …

Was I successful?

I admire people like Gail Vaz-Oxlade who can teach people on how to manage money properly. I struggled with the cash this week as I had some unexpected expenses like a railing. My credit cards didn’t have any added expenses but don’t kid yourself I was tempted. On to new beginnings and let’s see if …

Cash only for a week!

i thought I was very savvy when it came to budgeting my finances. I was so wrong. My debit cards remained in the drawer and I had anxious moments when I found purchases I wanted to make but didn’t have enough cash. I eyed a pair of jeans on the internet that I wouldn’t have …

Living on Cash Only!

Well I can tell you ,it has been a challenge to use cash only this week! Every time I open my Gmail, I receive a new email with a sale or watch Marilyn Denis and fall in love with her 250 dollar pair of jeans. I have 3 days left until my next cash withdrawal …

Budgeting for Retirement

I love to shop. I can always find a bargain. As I move forward to retirement I am exploring a cash only month. Using a budget calculator I estimated my groceries, entertainment and gas needs for a week. I have put my cards in the drawer and will try to survive. I will keep you …